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Lou Rosenberger, Realtor

Tommy Hilfiger: In Conversation — October 11, 2017

Tommy Hilfiger: In Conversation

from Art & Home, a publication of Sotheby’s International

In New York in 1985, Tommy Hilfiger established a clothing label that defined an era. At the very same time Andy Warhol and Jean-Michel Basquiat began working together on collaborative paintings; works that united two of the most influential artistic voices of the second half of the 20th Century. Created between 1984 and 1985 and being offered from the Tommy Hilfiger Collection, Sweet Pungent and New Flame exude the creative spirit of New York in the mid-1980s – an exhilarating moment in cultural history that brought forth a unique cross-pollination of music, fashion, and art. Having been a part of this creative vanguard – a moment that witnessed the birth of hip-hop and the rise of graffiti-street culture – Hilfiger talks about his memories of Warhol and Basquiat and discusses the artistic potential of creative collaboration with Sotheby’s Contemporary art specialist, Emma Baker.

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TOMMY HILFIGER ALONGSIDE ANDY WARHOL AND JEAN-MICHEL BASQUIAT’S SWEET PUNGENT,
IN HIS MIAMI HOME. PHOTOGRAPHED BY DOUGLAS FRIEDMAN. © TOMMY HILFIGER.

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Lou Rosenberger, Realtor
CalBRE# 01955420
415.518.5286 | www.FarWestSonoma.com

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Gaggenau: Serving Up Design — October 4, 2017

Gaggenau: Serving Up Design

from Art & Home, a publication of Sotheby’s International

As a domestic command centre and haven of hospitality, the contemporary kitchen should be as welcoming as it is practical – not an easy feat, considering the various appliances required to run it. Yet through its long history of pioneering household wares made largely by hand in the most durable of materials, the German firm Gaggenau has consistently achieved just that. All the elements that belong in a professional kitchen, including the most advanced technologies, are issued in clean, precise designs that always consider the appliances’ effect on a home kitchen. As Gaggenau’s global head of design since 2011, Sven Baacke ensures its products continue to be highly functional sculptural objects. Sotheby’s spoke with Baacke about the luxury brand’s pursuit of perfection, down to the smallest detail.

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Lou Rosenberger, Realtor
CalBRE# 01955420
415.518.5286 | www.FarWestSonoma.com

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Timothy Corrigan on the Pursuit of Elegance — September 27, 2017

Timothy Corrigan on the Pursuit of Elegance

from Art & Home, a publication of Sotheby’s International

In 1997, Los Angeles native Timothy Corrigan left a successful career in advertising to realise his lifelong dream of opening an interior design firm in his hometown. Two decades after what may seem an unlikely switch, Corrigan is one of his trade’s most in-demand names, with a second office in Paris and clients scattered all over the world. His sunny California energy does not conceal a serious, French-style decorating ardour.

TIMOTHY CORRIGAN. © ANDREA SAVINI.    

As he weaves together disparate design elements, artworks and antique pieces, Corrigan always ensures the result looks elegant and remains comfortable. While he has worked on a range of projects including Madonna’s 1920s Wallace Neff-designed home in Beverly Hills and residences for European, Persian Gulf and Hollywood royalty …

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Lou Rosenberger, Realtor
CalBRE# 01955420
415.518.5286 | www.FarWestSonoma.com

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Short Sale And Foreclosure: How Are They Different? — September 24, 2017

Short Sale And Foreclosure: How Are They Different?

As unfortunate as it can be when homeowners fall behind on mortgage payments and must face the possibility of losing their homes, short sales and foreclosures provide them options for moving on financially. The terms are often used interchangeably, but they’re actually quite different, with varying timelines and financial impact on the homeowner. Here’s a brief overview.

A short sale comes into play when a homeowner needs to sell their home but the home is worth less than the remaining balance that they owe. The lender can allow the homeowner to sell the home for less than the amount owed, freeing the homeowner from the financial predicament.

On the buyer side, short sales typically take three to four months to complete and many of the closing and repair costs are shifted from the seller to the lender.

On the other hand, a foreclosure occurs when a homeowner can no longer make payments on their home so the bank begins the process of repossessing it. A foreclosure usually moves much faster than a short sale and is more financially damaging to the homeowner.

After foreclosure the bank can sell the home in a foreclosure auction. For buyers, foreclosures are riskier than short sales, because homes are often bought sight unseen, with no inspection or warranty.

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Lou Rosenberger, Realtor
CalBRE# 01955420
415.518.5286 | www.FarWestSonoma.com

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Which Down Payment Strategy Is Right For You? — September 19, 2017

Which Down Payment Strategy Is Right For You?

You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders.

But there can actually be financial benefits to putting down a small down payment—as low as three percent—rather than parting with so much cash up front, even if you have the money available.

THE DOWNSIDE

The downsides of a small down payment are pretty well known. You’ll have to pay Private Mortgage Insurance for years, and the lower your down payment, the more you’ll pay. You’ll also be offered a lesser loan amount than borrowers who have a 20-percent down payment, which will eliminate some homes from your search.

THE UPSIDE

The national average for home appreciation is about five percent. The appreciation is independent from your home payment, so whether you put down 20 percent or three percent, the increase in equity is the same. If you’re looking at your home as an investment, putting down a smaller amount can lead to a higher return on investment, while also leaving more of your savings free for home repairs, upgrades, or other investment opportunities.

THE HAPPY MEDIUM

Of course, your home payment options aren’t binary. Most borrowers can find some common ground between the security of a traditional 20 percent and an investment-focused, small down payment. Your trusted real estate professional can provide some answers as you explore your financing options.

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Lou Rosenberger, Realtor
CalBRE# 01955420
415.518.5286 | www.FarWestSonoma.com

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Stylish Glass Homes with Beautiful Views — September 15, 2017

Stylish Glass Homes with Beautiful Views

from Art & Home, a publication of Sotheby’s International

In our chaotic, overcrowded lives, glass homes offer instant communion with our surroundings along with an airiness that is particularly well suited to contemporary tastes. Glass walls frame scenery as if it were a mural, so the more dramatic the environment, the greater the role the material plays as a design element – and the more valuable the home becomes. As Mike Shapiro of HÔM Sotheby’s International Realty in Newport Beach, California, puts it: “Homeowners here spend millions for the view, so the more glass, the happier they are.”

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Lou Rosenberger, Realtor
CalBRE# 01955420
415.518.5286 | www.FarWestSonoma.com

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Priority Tasks For Your Move In — September 10, 2017

Priority Tasks For Your Move In

Moving into a new home is an exciting time, and you’re probably daydreaming about décor and paint schemes and new furniture. But before you get into the fun stuff, there are some basics you should cover first.

Change the locks

Even if you’re promised that new locks have been installed in your home, you can never be too careful. It’s worth the money to have the peace of mind that comes with knowing that no one else has the keys to your home. Changing the locks can be a DIY project, or you can call in a locksmith for a little extra money.

Steam clean the carpets

It’s good to get a fresh start with your floors before you start decorating. The previous owners may have had pets, young children, or just some plain old clumsiness. Take the time to steam clean the carpets so that your floors are free of stains and allergens. It’s pretty easy and affordable to rent a steam cleaner. Your local grocery store may have them available.

Call an exterminator

Prior to move-in, you probably haven’t spent enough time in the house to get a view of any pests that may be lurking. Call an exterminator to take care of any mice, insects, and other critters that may be hiding in your home.

Clean out the kitchen

If the previous occupants wanted to skip on some of their cleaning duties when they moved out, the kitchen is where they probably cut corners. Wipe down the inside of cabinets, clean out the refrigerator, clean the oven, and clean underneath the appliances.

 

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Lou Rosenberger, Realtor
CalBRE# 01955420
415.518.5286 | www.FarWestSonoma.com

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From Decorating to Staging — September 4, 2017

From Decorating to Staging

Once you’ve decided to put your home on the market, you’re looking to sell quickly for the best possible price. One tactic that can help sell your home faster is staging. At first, staging may seem like a real estate term that doesn’t actually mean anything. Isn’t staging just decorating? Well, not exactly…

Appeal to the masses

Your home is likely decorated to your tastes. It could be colorful and eclectic, or rugged and industrial. But when you’re staging your home, rather than appealing to a specific decorating sense, you want to furnish your home in a way that appeals to everyone-and more importantly, doesn’t turn anyone off who just isn’t into your personal style.

Tone down the personal flourishes

Buyers want to be able see themselves in a home and imagine how they’d make it their own. Unfortunately, that means less of your own style as you’re preparing for your move. Cut down on family photos, bold artwork, and unusual furniture. Do some major decluttering so the buyer can see all the space and storage opportunities. It may be sad to start removing the items that make your house a home, but it’s an important part of the process.

Mass appeal doesn’t mean “boring”

Your staged home can still be colorful, just stay away from extremes. If you paint, stick to whites, grays, or neutrals. Add flourishes of color with window treatments or accent furniture, but try to choose items that will appeal to both genders.

Call a professional

There are likely several staging companies in your area. If you need a recommendation, reach out to your trusted real estate professional.

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Lou Rosenberger, Realtor
CalBRE# 01955420
415.518.5286 | www.FarWestSonoma.com

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Five Money-saving Eco-friendly Upgrades — August 26, 2017

Five Money-saving Eco-friendly Upgrades

Going green is great for the environment, but that’s not the only benefit. When you make eco-friendly upgrades in your home, it can also lead to some major savings.

  1. Solar panels: The upfront cost is big, but the long-term savings are huge. Solar panels will cost several thousand dollars to install, but ongoing maintenance costs are very low, and a typical system could save you hundreds of dollars per year. You can even sell your surplus electricity.
  2. Wood furnace: Wood-burning furnaces are relatively inexpensive, and though the yearly savings aren’t as dramatic (about 10% on heating bills), it adds up over the long run.
  3. Insulation: There’s a good chance your insulation isn’t very efficient, especially in older homes. Look into installing floor, cavity, wall, and loft insulation to reduce your heating bills.
  4. Rain barrels: Rain barrels are extremely inexpensive, and provide gallons of free water to use when you wash your car or water your garden.
  5. Geothermal system: Okay, so the price tag is scary at first. A geothermal system uses the earth’s temperature to heat and cool your home, but can cost $30,000 to install. But tax credits allow you to get a lot of that money back, and the energy savings average about $1,900 per year. If you plan to be in your home for a decade or two, it’s a great investment.

Living in Bodega Bay and having owned a small business in the region I call
Far West Sonoma, I understand our local market.
Referrals are extremely important to my business.
If you, or someone you know, would like assistance in marketing a home,
I would be most grateful if you would please contact me.

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Lou Rosenberger, Realtor
CalBRE# 01955420
415.518.5286 | www.FarWestSonoma.com

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2017 Bathroom Trends — August 21, 2017

2017 Bathroom Trends

Staying on top of the latest trends in home décor isn’t for everyone, but even for traditionalists, it can be fun to incorporate some new ideas. Here are five bathroom décor trends that are appearing in 2017.

  1. Geometric Patterns: Many homeowners are selecting bold patterns in geometric shapes, like chevrons, triangles, or hexagons. These patterns can add intrigue and continuity to your tile or shower curtain.
  2. Plants: Even the best-designed bathrooms can benefit from some small plants. If you have a windowless bathroom, there are some low-light options that can survive with little maintenance.
  3. Dark Colors: This can be tricky to achieve, but it comes with a big pay off. While traditional bathrooms are often painted with brighter whites and greys, opting for darker colors can make a bathroom seem more luxurious and relaxing. Imagine sinking into a deep bath with dim lighting—that might convey the appeal of a darker palette.
  4. Brass Hardware: Trends often come back around, and this year brass fixtures of the ‘70s are popular once again.
  5. Minimalism: The massive master bathroom is still great, but there’s also some appeal in smaller bathroom designs. Minimalism allows for smaller spaces to feel more intimate, but still airy and open.

 

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Lou Rosenberger, Realtor
CalBRE# 01955420
415.518.5286 | www.FarWestSonoma.com

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